Savings and Investment Products KYC Documentation
- Two (2) recent coloured passport photographs (preferably with a white background)
- A valid means of identification e.g. International passport, Driver’s license, National Identity Card or INEC Voters card
- Recent Utility bill (within 3 months to the date of submission) e.g. PHCN Bill, Water rate Bill, LAWMA Bill etc.
- A valid resident/work permit (for foreigners)
- Duly completed account opening forms signed by the signatory/signatories to the account (in case of a joint account)
Loan Products KYC Documentation
- A credit search has to be conducted through XDS Credit Bureau at a fee to be paid by the customer
- 20% percent equity contribution of the loan amount
- Two confirmed suitable guarantors with undated signed cheque leaflets
- Statement of account of the borrower from another bank and
- Statement of account of either of the guarantor from another bank
*Additional documentation may be required based on the specific product.