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Management Team

The Management Team is comprised of distinguished professionals who have excelled in their various fields of endeavour:


Managing Director/CEO

Titi Savage is the Managing Director of Personal Trust Microfinance Bank. She is a lawyer with fifteen years professional experience; ten of which have been in the banking industry. Her career with Personal Trust began as the Company Secretary and Legal Adviser of the Bank.

As part of her experience in banking, Titi was involved in setting up, running and/or winding down subsidiaries of GTBank, Access Bank as well as the former Intercontinental Bank. The experience from these duties spanned varied aspects of banking including Legal/Company Secretariat, internal control/Compliance, HR, Risk Management, operations, deal/transaction structuring, recovery etc.

Titi, a recipient of the Federal Government scholarship for gifted children has a law degree from the University of Benin. She has also attended several credit and finance courses including the LBS Finance for Lawyers course as well as the FITC Corporate Finance course.


Head, Audit/Compliance

Mr. Ikuewan Lucky Onolenlenkhian holds an MBA in Financial Management from Ladoke Akintola University and a Post Graduate Diploma in Accounting from the same university. He also holds a Higher National Diploma in Accounting (2004, Upper Credit) from the Lagos State Polytechnic Isolo and an Ordinary National Diploma Accounting (Lower Credit) Auchi Polytechnic Auchi, Edo State. Lucky is a member of Chartered Institute of Banker of Nigeria (CIBN).

Training attended includes Performance Improvement Skills (Infra – System Konsult); Increase Personal Savvy ( Famedge Learning Services ); Training on Ethics & Integrity at work place ( Bethcomms Consults Ltd ); Time Management ( Applied Research & Management Ltd ), Training on Group Lending Concept (Rosmo Limited Kenya), Training on Risk Management and Internal Control (Meticulous & Truth Associates).

Lucky has over 15 years working experience. He started his work career in 2001 with Federal Airport Authority of Nigeria Head Quarters Ikeja, Lagos. He was later appointed as a Budget Control Officer. He also worked with Marols Multi Services Company, Praize – Joe Consults, De-Tastee Fried Chicken Ltd., Astral Waters Ltd., Equipment Solutions and Logistics Service Ltd. He later worked with Cedar MFB and GTI MFB as Head of Audit, Control / Compliance before joining Personal Trust MFB as Head of Audit and Compliance in February 2016.

Lucky is happily married.


Head, Information Technology & Systems

Mr. Uche Ibeawuchi is the Head of Information Technology (IT) of Personal Trust Microfinance Bank Limited. He holds a Bachelor of Science degree in Computer Engineering from Obafemi Awolowo University, Ile-Ife. He started his banking career as an Operation staff with Finbank Plc (now FCMB), where he acquired experience in Tellering, Funds Transfer, Cash management, Customer Service, and Cheque clearing. He also served in the capacity of a Service Coordinator for the branch as a result of his drive for excellent service delivery. Given his IT background and skill, he opted for redeployment to IT division of the bank.

Ibeawuchi has undergone various trainings including trainings in implementing Enterprise Risk Management Framework, Effective Selling & Marketing Skills, Business & Social Etiquette, CISCO Certification Training, and Certificate in Linux & Oracle Database Administration amongst others. He is also a Certified Cisco Network Associate (CCNA), Oracle Database SQL Expert, Oracle Certified Associate (OCA), Information Technology Library Management (ITIL) and has a diploma in Computer Technology (OAU).

He is very sociable and has a great interest for the arts such as music, poems and other literary genres.


Head, Enterprise Risk Management

Olu Oladimeji Idowu is a seasoned microfinance professional. He holds a Bachelor of Science in Accounting and a proficiency certificate in management. He is an Associate member of Association of Certified Fraud Examiner and Member Chartered Institute of Bankers of Nigeria.

Dimeji was a senior project manager with Appzone Ltd (a microfinance software provider) and over the years he has successfully handled the migration and implementation of over forty microfinance banks onto the BankOne core banking application platform for MFBs.

He was a branch manager in DavoDani Microfinance bank and he is currently Head of Enterprise Risk Management at Personal Trust.


Cluster Head 2, Sandgrouse & Bariga Branch

Ojo, Adekunle O. is a graduate of Geology and Mineral Sciences (Bsc, Geology, 2003) from University of Ilorin, Kwara State and Masters in Business Administration with Finance option (MBA finance, 2013) From Ladoke Akintola University, Ogbomosho, Oyo State.

He also has professional Microfinance Bank Certificate (MCP, 2013) and an Associate Member of Chartered Institute of Bankers. Adekunle has attended various seminars, trainings and courses in Microfinance. He has over 12 years working experience out of which 10 years have been in the Banking Industry.

He began his Banking Career with Standard Chartered Bank Plc from where he moved to Addosser Microfinance Bank Limited and then Vineland Microfinance Bank Limited. At Personal Trust Microfinance Bank Limited he drives business in the Sandgrouse and Bariga Cluster market.

Adekunle loves reading and learning new things.


Head Of Recovery

Akinsanya Gabriel Oluwole is the Head of Recovery, Personal Trust Microfinance Bank. He holds a degree in political science (Second Class Upper) from Ambrose Alli University, Ekpoma (2004) and Ordinary National Diploma in public administration from Kwara State Polytechnic, Ilorin (1998).

He is an associate member of Nigeria Institute of Management (NIM). Wole has over 10 years working experience in the microfinance industry and has attended varied microfinance trainings including Credit and Risk Management (Kored and Associates), Training on group lending, Customer Service Management (NIM), Effective Recovery in Microfinance Bank (Segxy and Associate).

His experience in microfinance has spanned various organisations such as City Code Mortgage Bank, Acuity Microfinance Bank and Lovonus Microfinance Bank.

He loves travelling and meeting people. He is happily married with children.